Swiss financial decisions are connected. Your tax setup affects your pension planning, your insurance choices affect your budget, and your long-term goals affect how your money should be structured.
Swiss financial decisions are connected
In Switzerland, tax, insurance, pension planning and investments rarely stand alone. Your income affects your tax position. Your residence status can influence your insurance and pension options. Your pillar 3a strategy can reduce taxes, but only if it fits your long term plan. And if you plan to leave Switzerland one day, your investment and pension decisions should be structured with that in mind.
Choose the topic you need clarity on
Start with the area that feels most urgent. If you are not sure where to begin, we help you identify which decisions matter first based on your income, permit, family situation and plans in Switzerland.
Finance
Bank accounts, mortgages, credit, budgeting and currency decisions for a stable financial setup in Switzerland.
Learn moreHealth Insurance
Understand LAMal/KVG, deductibles, supplemental cover and family insurance choices before you overpay or miss important deadlines.
Learn moreTaxes
Get clarity on withholding tax, annual tax returns, pillar 3a deductions and cross border tax questions.
Learn moreInvestments
Structure pillar planning, ETFs, vested benefits and global portfolios around your Swiss residence and long term goals.
Learn more
Common questions we help expats answer
- 01Am I paying the right amount of tax in Switzerland?
- 02Which health insurance model and deductible should I choose?
- 03Should I file a Swiss tax return even if I pay withholding tax?
- 04Does pillar 3a make sense for me as an expat?
- 05What happens to my pension if I leave Switzerland?
- 06Can I buy property with a B permit?
- 07How should I invest if I may leave Switzerland later?
- 08How do Swiss rules apply if I have assets abroad?
One advisor instead of fragmented advice
Many expats receive separate answers from banks, insurers, employers and online forums. The problem is that each answer only covers one part of the picture. Hello Expats helps you connect the dots so your tax, insurance, pension and investment decisions work together.
Need help choosing where to start?
Book a free consultation and we'll help you understand which tax, insurance and financial topics matter most for your situation.